Standard 4d6 drop lowest roll, reroll 1’s once. You have the option to have me roll a 3d6 straight roll to replace one of your stats. Once you decide you want to gamble on it, you have to take it. IE you have an 8 and you want to gamble that on 3d6 I would roll higher.
Please use the core rule book for determining starting wealth for purchasing starting equipment. In addition you each have an additional 25 gp which was giving to you for supply cost coverage as part of the charter. (No you will not be starting naked.)